BODY { 
 font-family: Garamond, Georgia, "times new roman", serif;
 bgcolor="#fff";
 padding-bottom: 50px;
 margin: 0;
 padding: 0;
}

A:link {color: #00F; }
A:visited {color: #00F; }
A:hover {color: #F00; text-decoration: none;  background: #ffc;}

.title3 {
 font-family: Garamond, Georgia, "times new roman", serif;
 font-style: italic;
 font-size: 200%;
 font-weight: bold;
 color: #ffffff;
 padding: 5px;
 margin: 15px;
 border: 6px solid #0c0;
 background: #27f;
 width: 450px;
 }

div#leftnav a:hover {
 color: #f00;
 background: #4b5;
 border-right: 2px solid #f00;
 }

div#leftnav a {
 font-size: 12pt;
 font-family: arial, helvetica, sans-serif;
 font-weight: bold;
 padding: 0px;
 padding-right: 5px;
 padding-top: 2px;
 padding-bottom: 2px;
 display: block;
 text-indent: 7px;
 border-width: 0;
 border-right: 2px solid #27f;
 color: #0000ff;
 background: #27f;
 }

div#leftnav A:link {color: #ffffff; text-decoration: none;}
div#leftnav A:visited {color: #ffffff; text-decoration: none;}
div#leftnav A:hover {color: #ffffff; text-decoration: none;}

div#mbody {
 padding-left: 10px;
 padding-right: 10px;
 border-width: 0;
 background: #fff;
 }

div#lbody {
 font-family: verdana, arial, helvetica, sans-serif;
 font-size: 105%;
 padding-left: 20px;
 padding-right: 10px;
 border-width: 0;
 background: #fff;
 }

.mtext {
 padding-left: 7%;
 padding-right: 7%;
 border-width: 0;
 background: #fff;
 }